Open Innovation: Only Two Things to Remember

To increase the efficiency of your innovation process the way to go is to implement the concept of open innovation. We present the two most important open innovation principles.

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Credit Card Shenanigans

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It must be great to be in the credit card business in the United States. Demand is relatively inelastic and regulation is lax, so you can charge whatever you want for an interest rate, increase your fees once or twice a year, and make additional money off cash withdrawals and foreign exchange transactions.

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